1099 Only Loan Program – Streamlined Financing for Independent Earners

At Loanhouse, we make home financing easier for independent contractors, gig workers, and self-employed professionals who receive 1099 income. Our 1099 Only Loan Program allows borrowers to qualify using their most recent 1099 forms, eliminating the need for tax returns or complex income calculations. With loan amounts up to $5 million, competitive rates, and LTVs up to 90%, this program provides a flexible and efficient solution for those with non-traditional income streams. Whether purchasing a home or refinancing, Loanhouse helps 1099 earners secure the financing they deserve—without the red tape. Partner with us today and expand your lending opportunities!

Simplified Mortgage Solutions for Independent Earners

• No tax returns or pay stubs required – qualify using the most recent 1099 forms.

• Loan amounts up to $5 million with competitive rates and flexible terms.

• LTVs up to 90% – more financing options with lower down payment requirements.

• Ideal for independent contractors, gig workers, freelancers, and self-employed professionals.

• No DTI calculations – streamlined underwriting for easier approvals.

• Available for primary residences, second homes, and investment properties.

• Fast and efficient closings – minimal paperwork for a smoother process.

• Broker-friendly program with competitive compensation and dedicated TPO support.

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Partner with Loanhouse today and help your 1099 borrowers secure the financing they need—without the hassle!