P&L with 3-Month Bank Statements Loan Program – A Flexible Solution for Self-Employed Borrowers

At Loanhouse, we make it easier for self-employed borrowers to qualify for a mortgage without the burden of extensive income documentation. Our P&L with 3-Month Bank Statements Loan Program allows clients to verify income using a CPA, EA, or tax preparer-prepared Profit & Loss statement, supported by just three months of bank statements—no tax returns required. Designed for business owners, freelancers, and independent contractors, this program offers loan amounts up to $5 million, competitive rates, and LTVs up to 85%. Whether your borrower is purchasing a home or refinancing, this streamlined solution provides a hassle-free path to homeownership. Partner with Loanhouse today and offer your clients an easier way to qualify!

Flexible Income Verification for Self-Employed Borrowers

• No tax returns required – qualify using a CPA, EA, or tax preparer-prepared Profit & Loss statement plus just three months of bank statements.

• Better pricing than the P&L Only program

• Loan amounts up to $5 million with competitive rates and flexible terms.

• Perfect for self-employed borrowers, business owners, and independent contractors.

• LTVs up to 85% – expanded financing options for qualified borrowers.

• No DTI calculations – simplified underwriting for easier approvals.

• Eligible for primary residences, second homes, and investment properties.

• Fast and efficient closings – reduced documentation for a streamlined approval process.

• Broker-friendly program with competitive compensation and dedicated support.

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Partner with Loanhouse today and help self-employed borrowers secure the financing they need—without the paperwork hassle!